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With us Jamie Cox, managing partner at Harris Financial Group. Jamie, I got a real kick out of the notes I got from you because it's been a long time since I've seen someone so plain spoken about the AI bubble and whether it's there or not. Can we start with that?
Jamie Cox (Managing Partner) 00:20.520
Sure, Candace. Happy New Year. Um, you know, we're we're people have been talking about AI bubble for the last couple of months. I mean, it's even been on 60 minutes. What people are paying paying attention to, they're trying to relate it to the 1990s when there was no earnings
Jamie Cox (Managing Partner) 00:35.160
growth. There was no underlying fundamentals that supported the stocks that were being run up. What you have now is a completely different situation. You have a situation where the companies that are investing in in in the infrastructure, they actually have the earnings growth
Jamie Cox (Managing Partner) 00:48.920
and the capital to support that investment. And And also the largest tech companies, right now, are doing the investment to try to crowd out and make sure that none of the the smaller players players, actually get a foothold and actually take over and gain market share from
Jamie Cox (Managing Partner) 01:03.960
them. So, it's a completely different situation. And so, we're not yet in a bubble. That doesn't mean that there's not going to be one in some some future state, but what we don't see are some of the markers that typically define bubbles. Like, we haven't seen any of the typical
Jamie Cox (Managing Partner) 01:19.320
or the the privately held companies come to IPO yet. These are typical signs that you see after when you see before there's a bubble. What we're going to see next year, I think, is some of these companies come to market and I think what you will see is you'll start to see
Jamie Cox (Managing Partner) 01:37.600
clarity where you actually get to see, you'll get to digest and understand some of the fundamental financial information coming from these companies as they report. And that will really fuel, I believe, in in in actually more growth in these tech companies. I I actually think
Jamie Cox (Managing Partner) 01:53.640
we're probably just at at the press of the day of actually happening. What
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do you think fuels the opportunity for the smaller guys the guys that, you know, the big guys are trying to keep out. And and do you think that some of the big guys that are right now private go public next year? Are we going to see more IPOs for Open AI or Anthropic?
Jamie Cox (Managing Partner) 02:12.920
Yeah, I I I don't know exactly what it will happen, but I assume that you're going to you're going to start to see them come public. And and the reason is is because they really do need to legitimize themselves and doing and going public will do that. In in addition, there have
Jamie Cox (Managing Partner) 02:28.000
been so many, you know, reports of, you know, electricity deficiencies and the infrastructure play. And what I noticed is is that people tend or investors tend to overestimate the ability for the infrastructure in terms of investment, but underestimate the software portion of
Jamie Cox (Managing Partner) 02:44.960
it. The That's what's really going to define the moment for us is what comes next. What What's happening right now with Nvidia and some of the infrastructure plays, there's plenty of money to be made there, but the real money to be made is what the productivity enhancements. We
Jamie Cox (Managing Partner) 02:58.640
all know this. This is not something and brand new. It's not not in the market. We just haven't seen it yet. But we're going to. And if you look at the economic data that's been released in the past couple of months, one of the things that gives me the greatest sort of hope is
Jamie Cox (Managing Partner) 03:12.240
we're starting to see some increase in gross domestic income. And if productivity growth picks up, that will legitimize the AI enhancement piece of this productivity wave and that's going to create a lot of value for investors over time. And I think that's where people need to
Jamie Cox (Managing Partner) 03:26.800
pay close attention. And it's not just going to be with the largest tech company It's going to be very broad-based. It's going to enhance the earnings potential of many companies in many sectors, industrials, financials, and others.